Fintech and Banking

Fintech and Banking Anjan V. Thakor Washington University, Saint Louis – John M. Olin School of Business; European Corporate Governance Institute (ECGI) Date Written: February 11, 2019 Abstract This paper is a review of fintech and its interaction with banking. Included in fintech are innovations in payment systems (including cryptocurrencies), credit markets (including P2P lending),…

The Inception of a New Era — Satoshi Nakamoto & “Bitcoin: A Peer-to-Peer Electronic Cash System”

Bitcoin: A Peer-to-Peer Electronic Cash System Satoshi Nakamoto satoshin@gmx.com http://www.bitcoin.org   Abstract. A purely peer-to-peer version of electronic cash would allow online payments to be sent directly from one party to another without going through a financial institution. Digital signatures provide part of the solution, but the main benefits are lost if a trusted third…